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iPhone 16 Insurance

Affordable iPhone 16 phone insurance

Cheap and reliable mobile phone insurance with unlimited claims

iPhone 16 Insurance Quote

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< style="color: #ffffff;">What is iPhone 16 Insurance?

iPhone 16 insurance provides essential protection for your brand-new iPhone 16, keeping you covered against the unexpected. With notable upgrades like new A-series chips and innovative features such as the Capture Button, the iPhone 16 is a powerful investment worth safeguarding. Our insurance covers a wide range of risks, from accidental damage and theft to liquid damage and loss. Whether you’ve dropped your phone or it’s been stolen, our policies ensure you’re not left footing the bill. We also cover mechanical breakdowns that occur outside of the manufacturer’s warranty. Choose from Essential, Plus, or Premium cover to match your needs. Don’t leave the safety of your iPhone 16 to chance—protect your device and enjoy peace of mind.

< style="color: #1F386D;">What does our iPhone 16 insurance include?

Our iPhone 16 insurance offers a comprehensive range of Insurance cover designed to protect your cutting-edge device. Starting with our Essential cover, you’re safeguarded against accidental damage, including cracked screens and liquid damage. If your iPhone 16 suffers from internal electronic or mechanical failures beyond the manufacturer’s warranty, we’ve got that covered too. Stepping up to our Plus and Premium plans, you’ll also benefit from theft protection, ensuring your phone is secure from unauthorised appropriation. Plus and Premium plans provide airtime abuse coverage up to €5,000 and €10,000, respectively. For complete peace of mind, Premium cover includes accidental loss protection, meaning you’re covered even if your iPhone 16 goes missing despite reasonable precautions. Accessories up to €150 are also covered across all plans. And don’t forget, our iPhone policies are valid globally, as long as your iPhone 16 was purchased in the UK, with repairs or replacements delivered to a UK address.

iPhone 16 Insurance Definitions Explained

Here’s some of the terms we use for our policies with a brief explanation to help you understand the jargon.

You've got the phone, but what about all the bits and bobs that go with it? We're talking phone covers, charging plugs, and maybe even that snazzy Bluetooth speaker. Our Accessory Cover ensures these extras are also protected. So, if they get damaged or go missing, we've got you covered.

It's like an extra layer of bubble wrap for all the things that make your phone experience complete.

From our documents; "If your claim for your gadget is approved we will replace any accessories that were accidentally lost, stolen or damaged at the same time as your gadget up to a maximum of €200. If we replace your mobile phone with a different make or model and this means that you can no longer use your existing accessories we will replace them too, up to a maximum of €200."

Ever had one of those "Oops!" moments? Maybe you knocked your phone off the table while reaching for your cuppa, or perhaps it slipped out of your pocket while you were doing the Macarena at a wedding. (Don't worry, we've all been there.) Accidental damage is basically when something unexpected happens that damages your phone or gadget, and it wasn't your fault or due to the device just giving up on life.

So, whether you're a butterfingers or just have bad luck, with Mobile Phone Insurance Direct, you're covered. No judgements here, promise!

From our documents; "Accidental damage: any sudden and unforeseen event resulting solely and independently of any other cause in damage to or destruction of your gadget which is neither deliberately caused by you, nor caused by the failure or breakdown of your gadget."

Imagine your phone gets stolen and the thief goes on a calling spree, racking up a hefty bill. Frustrating, right? Well, with our Airtime Abuse cover, you won't have to worry about those unexpected charges. We'll cover the cost of any unauthorised calls made from your stolen phone, up to a value of €2,000.

So, if your phone ever gets stolen, you can rest easy knowing that we've got those pesky airtime charges sorted.

From our official documents: "Airtime abuse shall mean airtime charges incurred by unknown persons following the theft of your device. If your device is stolen we will cover your airtime charges incurred up to a value of €2,000 and subject to your policy terms and conditions."

You know how it goes. One minute you're enjoying a pint at the pub, and the next, your phone decides to go for a swim in your drink. Classic, right? Liquid damage is when your phone or gadget gets damaged because it met a liquid it didn't like. Maybe it was water, tea, or even a splash of your favourite cologne. The point is, it wasn't intentional.

So, if your device has a little mishap with a liquid, don't fret. With Mobile Phone Insurance Direct, we'll either repair it or replace it. How's that for peace of mind?

Our official definition; "Liquid damage: unintentional damage caused to your gadget as a result of coming into contact with a liquid."

Ever had that sinking feeling when you pat your pockets and realise your phone's gone AWOL? Yep, that's what we mean by 'Loss'. It's when you can't find your phone or gadget and have no idea where it might be, despite taking all the sensible steps to keep it safe. And no, leaving it unattended on a park bench doesn't count as 'sensible steps'.

With Mobile Phone Insurance Direct, our loss cover is included as standard. So, if your device decides to play a game of hide-and-seek without telling you, we've got you covered.

From our documents; "Accidental Loss cover: If you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended."

Ever had your phone suddenly freeze up or refuse to turn on for no apparent reason? It's like it's having a bad day, but unlike us, a cuppa won't fix it. That's where Mechanical Breakdown Cover comes in. If your phone starts acting up and it's no longer under the manufacturer's warranty, we'll either repair it or replace it for you.

So, next time your phone decides to throw a tantrum, don't sweat it. We've got it sorted.

From our official documents; "If your device develops a fault outside of the manufacturer's warranty period we will repair or replace it, subject to your policy terms and conditions."

Imagine you're at a café, sipping on your flat white, and you turn around for just a moment. Poof! Your phone's gone. That's theft for you. It's when someone takes your phone or gadget without your permission, and they have no plans of giving it back. Cheeky, right?

But don't worry, with Mobile Phone Insurance Direct, we'll replace your stolen device and even cover you for any unauthorised calls made. So, you can get back to your life, minus the drama.

As defined in our documents; "Theft: The unauthorised dishonest appropriation or attempted appropriation of your gadget specified on your insurance schedule, by another person with the intention of permanently depriving you of it."

We get it, life happens. One minute you're snapping a selfie, the next you're staring at a cracked screen. With our Unlimited Claims feature, you can breathe easy. You're covered for as many repairs or replacements as you need during each 12-month period of your policy. And if we replace your device, your policy automatically updates to cover the new one.

From our offical documentation: "This cover provides unlimited replacements and repairs per device during each 12 month calendar period of your policy and, in the event of a claim, your policy will be updated with the replacement device details."

Love to travel? Whether you're snapping selfies at the Eiffel Tower or checking in from a beach in Bali, our Worldwide Cover's got you sorted. It means your phone or gadget is covered for any mishaps, no matter where in the world you are. Your device must have been purchased in the Republic of Ireland, and if it needs repairing or replacing, we'll send it to an address in the Republic of Ireland.

From our official documents; "Your policy will cover your gadget anywhere in the world providing the device was purchased within the Republic of Ireland. Repaired or replacement handsets will be delivered only to a Republic of Ireland address."
< style="color: #ffffff;">What makes our iPhone 16 Insurance stand out?

In a sea of insurance options, our iPhone 16 insurance sets itself apart through a winning combination of comprehensive coverage, flexibility, and customer-focused service. We offer three levels of cover: Essential, Plus, and Premium, so you can choose the plan that best fits your needs and budget. Unlike many other policies, our cover is globally valid, ensuring peace of mind wherever you are, as long as your iPhone 16 was purchased in the UK. We also pride ourselves on our quick and efficient claims process, meaning you won’t be left without your device for long when something goes wrong. For added security, our Plus and Premium plans provide airtime abuse protection—an uncommon feature in most insurance policies. Our Premium plan even covers accidental loss, making it one of the most thorough options on the market. And to top it all off, we’re regulated by the Financial Conduct Authority, offering an additional layer of trust and reliability.

This should give you a clear idea of why our iPhone 16 insurance stands above the rest. Next, let’s explore how our insurance measures up against standard warranties, so you can make the best choice for your device.

< style="color: #ffffff;">What are the differences between our Essential, Plus and Premium insurance packages for the iPhone 16?

In a crowded insurance market, our iPhone 16 insurance shines through with a perfect balance of comprehensive protection, flexibility, and a customer-first approach. Offering three levels of cover—Essential, Plus, and Premium—we provide the flexibility to choose a plan that matches your needs and budget. Unlike most other providers, our policies are globally valid, so you’re covered no matter where you are, as long as your iPhone 16 was bought in the UK. We also emphasise a fast and hassle-free claims process, ensuring you’re back up and running quickly. For extra peace of mind, our Plus and Premium plans include airtime abuse cover, which is rare in standard policies. The Premium plan goes even further by covering accidental loss, making it one of the most comprehensive insurance packages available. Plus, as we’re regulated by the Financial Conduct Authority, you can trust in the reliability and integrity of our service.

This should give you a clear sense of why our iPhone 16 insurance outshines the competition. Now, let’s dive into how our insurance compares with standard warranties, so you can make an informed decision.

iPhone 16 Insurance Quote

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14-day money back guarantee

No minimum contract

12-month warranty on repairs

Award winning in-house claims team

Our phone insurance includes

Award winning Customer Service

Instant phone protection

14-day Money Back Guarantee

FAQs

Yes you can, but all phones we insure must be purchased from a VAT registered IE supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from €65 to €175 depending on the model and circumstance. You can check specific prices in our policy excess table.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.
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Published: September 18, 2024
Published: September 18, 2024

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

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Over 1 million devices insured