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iPhone 15 Insurance

Affordable iPhone 15 phone insurance from €5.99

Cheap and reliable mobile phone insurance with unlimited claims

iPhone 15 Insurance Quote

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What is iPhone 15 Insurance?

iPhone 15 insurance is your protection against the unexpected mishaps that can happen to your iPhone 15. Designed to provide comprehensive protection, our insurance covers a range of scenarios including accidental damage, theft, and loss. Whether it’s a cracked screen from a sudden drop or the unfortunate event of your phone being stolen, we’ve got you covered. Our policies even extend to liquid damage and mechanical breakdowns that occur outside the manufacturer’s warranty period. With options for Essential, Plus, and Premium cover, you can choose the level of protection that best suits your needs. So, why leave things to chance when you can secure peace of mind? Next, let’s delve into what our phone insurance specifically includes.
 
This comprehensive overview should give you a clear understanding of what you can expect from our insurance packages. Next, let’s explore what sets our phone insurance apart from the rest.

What does our iPhone 15 insurance include?

Our iPhone 15 insurance offers a robust suite of coverages tailored to meet the unique needs of your device. Starting with the basics, our Essential cover includes protection against accidental damage, such as cracked screens or liquid damage. If your phone becomes inoperable due to internal electronic or mechanical failures outside the manufacturer’s warranty, we’ve got you covered there as well. Moving up the ladder, our Plus and Premium covers add theft protection, safeguarding you against unauthorised appropriation of your device. Plus and Premium also include airtime abuse coverage up to €5,000 and €10,000, respectively. For those who want the ultimate peace of mind, our Premium cover exclusively offers accidental loss coverage, ensuring you’re not left high and dry if your phone goes missing despite taking reasonable precautions. Additionally, accessories up to €50 on our essential plan, €100 on our Plus plan, and €150 on our Premium plan are covered. It’s worth noting that our iPhone policies are valid globally, as long as the device was purchased within the Republic of Ireland. Repaired or replaced handsets will be delivered only to a Republic of Ireland address.

iPhone 15 Insurance Definitions Explained

Here’s some of the terms we use for our policies with a brief explanation to help you understand the jargon.

You've got the phone, but what about all the bits and bobs that go with it? We're talking phone covers, charging plugs, and maybe even that snazzy Bluetooth speaker. Our Accessory Cover ensures these extras are also protected. So, if they get damaged or go missing, we've got you covered.

It's like an extra layer of bubble wrap for all the things that make your phone experience complete.

From our documents; "If your claim for your gadget is approved we will replace any accessories that were accidentally lost, stolen or damaged at the same time as your gadget up to a maximum of €200. If we replace your mobile phone with a different make or model and this means that you can no longer use your existing accessories we will replace them too, up to a maximum of €200."

Ever had one of those "Oops!" moments? Maybe you knocked your phone off the table while reaching for your cuppa, or perhaps it slipped out of your pocket while you were doing the Macarena at a wedding. (Don't worry, we've all been there.) Accidental damage is basically when something unexpected happens that damages your phone or gadget, and it wasn't your fault or due to the device just giving up on life.

So, whether you're a butterfingers or just have bad luck, with Mobile Phone Insurance Direct, you're covered. No judgements here, promise!

From our documents; "Accidental damage: any sudden and unforeseen event resulting solely and independently of any other cause in damage to or destruction of your gadget which is neither deliberately caused by you, nor caused by the failure or breakdown of your gadget."

Imagine your phone gets stolen and the thief goes on a calling spree, racking up a hefty bill. Frustrating, right? Well, with our Airtime Abuse cover, you won't have to worry about those unexpected charges. We'll cover the cost of any unauthorised calls made from your stolen phone, up to a value of €2,000.

So, if your phone ever gets stolen, you can rest easy knowing that we've got those pesky airtime charges sorted.

From our official documents: "Airtime abuse shall mean airtime charges incurred by unknown persons following the theft of your device. If your device is stolen we will cover your airtime charges incurred up to a value of €2,000 and subject to your policy terms and conditions."

You know how it goes. One minute you're enjoying a pint at the pub, and the next, your phone decides to go for a swim in your drink. Classic, right? Liquid damage is when your phone or gadget gets damaged because it met a liquid it didn't like. Maybe it was water, tea, or even a splash of your favourite cologne. The point is, it wasn't intentional.

So, if your device has a little mishap with a liquid, don't fret. With Mobile Phone Insurance Direct, we'll either repair it or replace it. How's that for peace of mind?

Our official definition; "Liquid damage: unintentional damage caused to your gadget as a result of coming into contact with a liquid."

Ever had that sinking feeling when you pat your pockets and realise your phone's gone AWOL? Yep, that's what we mean by 'Loss'. It's when you can't find your phone or gadget and have no idea where it might be, despite taking all the sensible steps to keep it safe. And no, leaving it unattended on a park bench doesn't count as 'sensible steps'.

With Mobile Phone Insurance Direct, our loss cover is included as standard. So, if your device decides to play a game of hide-and-seek without telling you, we've got you covered.

From our documents; "Accidental Loss cover: If you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended."

Ever had your phone suddenly freeze up or refuse to turn on for no apparent reason? It's like it's having a bad day, but unlike us, a cuppa won't fix it. That's where Mechanical Breakdown Cover comes in. If your phone starts acting up and it's no longer under the manufacturer's warranty, we'll either repair it or replace it for you.

So, next time your phone decides to throw a tantrum, don't sweat it. We've got it sorted.

From our official documents; "If your device develops a fault outside of the manufacturer's warranty period we will repair or replace it, subject to your policy terms and conditions."

Imagine you're at a café, sipping on your flat white, and you turn around for just a moment. Poof! Your phone's gone. That's theft for you. It's when someone takes your phone or gadget without your permission, and they have no plans of giving it back. Cheeky, right?

But don't worry, with Mobile Phone Insurance Direct, we'll replace your stolen device and even cover you for any unauthorised calls made. So, you can get back to your life, minus the drama.

As defined in our documents; "Theft: The unauthorised dishonest appropriation or attempted appropriation of your gadget specified on your insurance schedule, by another person with the intention of permanently depriving you of it."

We get it, life happens. One minute you're snapping a selfie, the next you're staring at a cracked screen. With our Unlimited Claims feature, you can breathe easy. You're covered for as many repairs or replacements as you need during each 12-month period of your policy. And if we replace your device, your policy automatically updates to cover the new one.

From our offical documentation: "This cover provides unlimited replacements and repairs per device during each 12 month calendar period of your policy and, in the event of a claim, your policy will be updated with the replacement device details."

Love to travel? Whether you're snapping selfies at the Eiffel Tower or checking in from a beach in Bali, our Worldwide Cover's got you sorted. It means your phone or gadget is covered for any mishaps, no matter where in the world you are. Your device must have been purchased in the Republic of Ireland, and if it needs repairing or replacing, we'll send it to an address in the Republic of Ireland.

From our official documents; "Your policy will cover your gadget anywhere in the world providing the device was purchased within the Republic of Ireland. Repaired or replacement handsets will be delivered only to a Republic of Ireland address."

What makes our iPhone 15 Insurance stand out?

In a market flooded with insurance options, our iPhone 15 insurance distinguishes itself through a blend of comprehensive coverage, flexibility, and customer-centric services. Firstly, we offer three tiers of coverage; Essential, Plus, and Premium, allowing you to select a plan that aligns perfectly with your needs and budget. Unlike many competitors, our policies are globally valid, offering you peace of mind wherever you go, as long as your device was purchased in the Republic of Ireland. We also understand the importance of quick resolutions; hence, our streamlined claims process is designed for efficiency, ensuring that you’re not left stranded in times of need. Furthermore, our Plus and Premium plans offer unique features like airtime abuse coverage, which is rarely found in standard insurance policies. Our Premium plan even includes accidental loss coverage, making it one of the most comprehensive plans available. Lastly, we are regulated by the Financial Conduct Authority, adding an extra layer of trust and reliability to our services.
 
This should give you a clear idea of why our iPhone 15 insurance is a cut above the rest. Next, let’s delve into how our insurance compares with standard warranties, so you can make an informed decision.

What are the differences between our Essential, Plus and Premium insurance packages for the iPhone 15?

Choosing the right insurance package for your iPhone 15 is crucial, and we offer three distinct options to cater to your specific needs.
 
Our Essential package serves as a foundational layer of protection, covering accidental damage such as cracked screens and liquid damage. It’s an ideal choice for those who want basic, yet effective coverage.
 
The Plus package takes it a step further by adding theft protection and airtime abuse coverage up to €5,000. This package is designed for those who want a more comprehensive safety net without going all out.
 
Our Premium package is the ultimate choice for complete peace of mind. It includes all the features of the Plus package and adds accidental loss coverage. This package also offers the highest airtime abuse coverage, up to €10,000.
 
Across all plans, accessories are covered by up to €50 on our essential plan, €100 on our Plus plan, and €150 on our Premium plan, and the policies are valid globally, provided the device was purchased in the Republic of Ireland. Each package is regulated by the Financial Conduct Authority, ensuring reliability and trust.

iPhone 15 Insurance Quote

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14-day money back guarantee

No minimum contract

12-month warranty on repairs

Award winning in-house claims team

Our phone insurance includes

Award winning Customer Service

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14-day Money Back Guarantee

FAQs

Yes you can, but all phones we insure must be purchased from a VAT registered IE supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from €65 to €175 depending on the model and circumstance. You can check specific prices in our policy excess table.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.
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Published: July 25, 2023
Published: July 25, 2023

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

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