iPhone Insurance

Cheap iPhone insurance with unlimited claims in Ireland, award winning customer service team and Excellent Trustpilot status.

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iPhone 16 Insurance now available!

iPhone 16 Insurance

< style="color: #ffffff;">Why Choose Our iPhone Insurance?

It can be quite a challenge to select the right coverage that suits your needs when it comes to the perfect iPhone insurance. With the ever-expanding phone insurance market, there are a lot of different policies available, each with varying levels of coverage that may not necessarily be a good fit for you. However, Mobile Phone Insurance Direct stands out as the obvious choice with our well thought out products and great benefits.

Our insurance policies come with unlimited claims, meaning you’re covered no matter how many times you lose or damage your phone. Ensuring that your phone is in the best hands with our top-notch technical team that exclusively uses genuine parts. With a award winning call centre, you can rest assured that you’re dealing with a reliable and trustworthy company.

When compared to our competitors, Mobile Phone Insurance Direct is the clear choice for iPhone insurance. So, why wait? Choose our insurance today and enjoy peace of mind knowing that your iPhone is in good hands.

Last modified: 18th September 2024

< style="color: #1f386d;">Where's the best place to get cheap iPhone insurance?

If you’re looking for affordable iPhone insurance, you can’t go wrong with our iPhone insurance products! But why are we the best provider of cheap iPhone insurance?

Our iPhone insurance products are not just cheap because we decided to make them cheap, they are cheap and affordable by design. Our insurance product development team took a lot of time researching what people actually want from an iPhone insurance product, then built our products from the ground up ensuring they are comprehensive, and we met all the requirements for iPhone insurance whilst being sure not to include any additional bloat or add-ons, meaning our products actually save you money whilst keeping your phone safe and your insurance easy to understand.

iPhone 16

iPhone 15

iPhone 14 Pro

iPhone 14

iPhone 13 Pro

Claim Experts

Guides to help repair your device.

All round protection

We offer 3 levels of cover

NO minimum contract

With our cover there is no contract length of time.

Covered if used by loved ones

You can cover up to 10 gadgets, including your familyÃ¢â‚¬â„¢s beloved items.

< style="color: #ffffff;">Why is our iPhone insurance so cheap?

You might be wondering why we go to such lengths to ensure our iPhone insurance is so cheap and affordable, and we’re happy to explain. When Mobile Phone Insurance Direct was first established, our primary objective was to provide insurance product solutions to be re-sold by other brands, otherwise known as a white-label product which can have another brand’s logo etc added to it and then re-sold.

This means our iPhone insurance product is slimmed down and optimised ready to have up-sells bolted on. Since then our company has evolved to sell direct to customers, meaning we can pass these slimmed down money-saving products on directly to our customers cutting out the middle men meaning we provide cheap iPhone insurance that is also comprehensive, and has been tried and tested over the years.

< style="color: #ffffff;">Our iPhone insurance

At MPID, we know that everyone uses their phones for different reasons, which is why we’ve catered our policies to suit you and your device. We have three different levels of Apple iPhone insurance, with varying options of cover, all of which include mechanical breakdown, accidental damage, liquid and screen damage.

Mobile Phone Insurance Direct’s iPhone insurance covers all models, including the new iPhone 14 Pro, iPhone 14, iPhone 13, iPhone 12, 12 Pro and Pro Max, iPhone XR, XS and XS Max. We also provide tailored, affordable iPhone 8 insurance and cover for older Apple devices.

With Apple’s latest flagship releases, iPhone insurance has become more imperative than ever, as the cost to repair and replace these expensive devices has sky-rocketed.

Get a quote today and cover your mobile phone with our quality iPhone insurance.

Older iPhone models we insure
iPhone SE 2022	iPhone SE 2020
iPhone 11	iPhone 11 Pro
iPhone XR	iPhone 8
iPhone 7	iPhone 6s
iPhone 6

< style="color: #ffffff;">Is iPhone insurance worth it?

When it comes to protecting your prized iPhone, the question of whether to invest in insurance can be a financial conundrum. We have scrutinized the pros and cons to help you make an informed decision. We’ll delve into the factors that determine the value of iPhone insurance, ensuring you have all the facts at your fingertips.

Assess the cost: The first step is to evaluate the investment associated with iPhone insurance. Consider the monthly premiums, deductibles, and any additional fees. Compare these costs to the potential expenses of repairing or replacing your iPhone without insurance.

Understanding Your Risk Profile: Assessing your personal risk profile is crucial in determining the necessity of iPhone insurance. Take a moment to reflect on your lifestyle and habits. Are you an adventurer who frequently engages in physically demanding activities or travels extensively? If so, the risk of accidental damage or loss is heightened, making insurance a more appealing option. Conversely, if you’re cautious and tend to keep your iPhone safe from harm, insurance may be less of a priority.

Warranty Considerations: Before making a decision, it’s essential to know the extent of your iPhone’s existing warranty coverage. Apple’s standard warranty typically guards against manufacturing defects but falls way short when it comes to accidental damage or loss. so if you’re concerned about damaging your phone, loss or theft then you’d be better off investing in an insurance policy to cover you against those scenarios.

Weighing Replacement and Repair Costs: Investigate the potential costs of repairing or replacing your iPhone without insurance. Take into account factors such as the model of your device, the price of parts, and labor fees. If these expenses appear significant and would strain your finances, opting for insurance could be a sensible move.

Assessing Personal Finances: Consider your personal financial situation and ability to handle unexpected expenses. If you’re operating on a tight budget and an unforeseen iPhone repair or replacement would cause financial strain, insurance offers valuable peace of mind.

Deciding whether iPhone insurance is worth it requires a evaluation of costs, risks, and personal circumstances. It offers peace of mind for those prone to accidents or with expensive iPhone models, for others, it may not be a necessity but could save you money in the long run. We encourage you to get a quote, assess your needs, and consider all relevant factors before reaching a verdict. By doing so, you can make an informed choice that protects both your iPhone and your financial well-being.

Our iPhone insurance explained

No matter how careful we are with our iPhones, they have a tendency to come into misfortune sooner or later. Whether we smash the phone screen, drop it in water, or leave it on the train, it’s always an unwelcome surprise. These are just some of the most common claims regarding iPhone insurance, and what our insurance does to cater for them.

Ever had one of those "Oops!" moments? Maybe you knocked your phone off the table while reaching for your cuppa, or perhaps it slipped out of your pocket while you were doing the Macarena at a wedding. (Don't worry, we've all been there.) Accidental damage is basically when something unexpected happens that damages your phone or gadget, and it wasn't your fault or due to the device just giving up on life.

So, whether you're a butterfingers or just have bad luck, with Mobile Phone Insurance Direct, you're covered. No judgements here, promise!

From our documents; "Accidental damage: any sudden and unforeseen event resulting solely and independently of any other cause in damage to or destruction of your gadget which is neither deliberately caused by you, nor caused by the failure or breakdown of your gadget."

You know how it goes. One minute you're enjoying a pint at the pub, and the next, your phone decides to go for a swim in your drink. Classic, right? Liquid damage is when your phone or gadget gets damaged because it met a liquid it didn't like. Maybe it was water, tea, or even a splash of your favourite cologne. The point is, it wasn't intentional.

So, if your device has a little mishap with a liquid, don't fret. With Mobile Phone Insurance Direct, we'll either repair it or replace it. How's that for peace of mind?

Our official definition; "Liquid damage: unintentional damage caused to your gadget as a result of coming into contact with a liquid."

Ever had that sinking feeling when you pat your pockets and realise your phone's gone AWOL? Yep, that's what we mean by 'Loss'. It's when you can't find your phone or gadget and have no idea where it might be, despite taking all the sensible steps to keep it safe. And no, leaving it unattended on a park bench doesn't count as 'sensible steps'.

With Mobile Phone Insurance Direct, our loss cover is included as standard. So, if your device decides to play a game of hide-and-seek without telling you, we've got you covered.

From our documents; "Accidental Loss cover: If you are unable to account for your gadget whereabouts and are permanently deprived of its use after reasonable precautions have been taken to protect it and it has not been left unattended."

Love to travel? Whether you're snapping selfies at the Eiffel Tower or checking in from a beach in Bali, our Worldwide Cover's got you sorted. It means your phone or gadget is covered for any mishaps, no matter where in the world you are. Your device must have been purchased in the Republic of Ireland, and if it needs repairing or replacing, we'll send it to an address in the Republic of Ireland.

From our official documents; "Your policy will cover your gadget anywhere in the world providing the device was purchased within the Republic of Ireland. Repaired or replacement handsets will be delivered only to a Republic of Ireland address."

Ever had your phone suddenly freeze up or refuse to turn on for no apparent reason? It's like it's having a bad day, but unlike us, a cuppa won't fix it. That's where Mechanical Breakdown Cover comes in. If your phone starts acting up and it's no longer under the manufacturer's warranty, we'll either repair it or replace it for you.

So, next time your phone decides to throw a tantrum, don't sweat it. We've got it sorted.

From our official documents; "If your device develops a fault outside of the manufacturer's warranty period we will repair or replace it, subject to your policy terms and conditions."

Imagine you're at a café, sipping on your flat white, and you turn around for just a moment. Poof! Your phone's gone. That's theft for you. It's when someone takes your phone or gadget without your permission, and they have no plans of giving it back. Cheeky, right?

But don't worry, with Mobile Phone Insurance Direct, we'll replace your stolen device and even cover you for any unauthorised calls made. So, you can get back to your life, minus the drama.

As defined in our documents; "Theft: The unauthorised dishonest appropriation or attempted appropriation of your gadget specified on your insurance schedule, by another person with the intention of permanently depriving you of it."

We get it, life happens. One minute you're snapping a selfie, the next you're staring at a cracked screen. With our Unlimited Claims feature, you can breathe easy. You're covered for as many repairs or replacements as you need during each 12-month period of your policy. And if we replace your device, your policy automatically updates to cover the new one.

From our offical documentation: "This cover provides unlimited replacements and repairs per device during each 12 month calendar period of your policy and, in the event of a claim, your policy will be updated with the replacement device details."

You've got the phone, but what about all the bits and bobs that go with it? We're talking phone covers, charging plugs, and maybe even that snazzy Bluetooth speaker. Our Accessory Cover ensures these extras are also protected. So, if they get damaged or go missing, we've got you covered.

It's like an extra layer of bubble wrap for all the things that make your phone experience complete.

From our documents; "If your claim for your gadget is approved we will replace any accessories that were accidentally lost, stolen or damaged at the same time as your gadget up to a maximum of €200. If we replace your mobile phone with a different make or model and this means that you can no longer use your existing accessories we will replace them too, up to a maximum of €200."

Imagine your phone gets stolen and the thief goes on a calling spree, racking up a hefty bill. Frustrating, right? Well, with our Airtime Abuse cover, you won't have to worry about those unexpected charges. We'll cover the cost of any unauthorised calls made from your stolen phone, up to a value of €2,000.

So, if your phone ever gets stolen, you can rest easy knowing that we've got those pesky airtime charges sorted.

From our official documents: "Airtime abuse shall mean airtime charges incurred by unknown persons following the theft of your device. If your device is stolen we will cover your airtime charges incurred up to a value of €2,000 and subject to your policy terms and conditions."

FAQs

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

Yes you can, but all phones we insure must be purchased from a VAT registered IE supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from €65 to €175 depending on the model and circumstance. You can check specific prices in our policy excess table.

See full FAQ

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly customer service team

Over 1 million devices insured